Frequently Asked Questions

Should I insure my saddle?

Many people have their horses insured with livestock insurance policies but is it common to also insure your saddle?

Insuring your saddle can be a smart move, especially if it’s a high-value or custom piece. Saddles can be expensive, and if something happens—like damage, theft, or loss—having insurance can help cover the cost of repair or replacement.

Here are a few things to consider:

1. Value of the Saddle: If it’s a high-end or custom saddle, insurance might be more justified.
2. Usage: If you travel a lot with your saddle or keep it in a shared space, the risk of loss or damage might be higher.
3. Existing Coverage: Check if your homeowner’s or renter’s insurance policy already covers personal items like saddles. Some policies offer coverage for loss or damage, but there may be limitations or deductibles.
4. Specialized Insurance: Some companies offer specialized insurance for equestrian equipment, which can provide more tailored coverage.
5. Sentimental Value– Your saddle is not replaceable such as no longer made, discontinued, custom made to your horse. For example, the Bates Victrix Saddle is a custom made colour design that requires many months of ordering to achieve the finished product and then add on top the fitting adjustments making it compatible with your horses shape.
6. 

It’s worth discussing with an insurance agent to see what makes the most sense for your situation.

There are two major equine industry insurers in Australia. Pet Plan or Affinity Equine Insurance will be able to discuss with you your best options.

Commonly asked questions about Saddles? Check out our FAQ below. Have a questions we haven’t answered on our site? Send us an email to info@horsesaddles.com.au

Does My Horse Need a Custom Made Saddle?

Custom made saddles have become very popular especially in Australia where we have an enormous amount of talented saddle makers and leather workers. And we also seem to be seeing a lot of saddle fitters recommending custom made saddles to their clients for horses with “tricky” fitting requirements. But as we all know, anything involving “custom” making usually attracts many dollars so the question is, how do I know if my horse needs a custom made saddle?

If you have a horse with a hard to fit confirmation, a custom made saddle is a possibility, but it is important to remember that there are many saddles on the market now that have adjustability or specially designed trees that could work for your horse before considering custom made. A genuine, independent saddle fitter with experience will be able to recommend a brand to try that they have experience in fitting that may work for your horse before going down the custom saddle journey. Many saddles such as the Bates Saddles range have adjustability through the gullet and panel system so with proper adjusting and shimming, this essentially changes the angle of the tree altering the trajectory of the structure to suit most horses.

It is important to remember that custom saddles are designed and build around the needs of one horse so re-fitting in the future to other horses may be an issue. Another important point is that horses change shape regularly in their lives depending on body condition, exercise and age. So, although a custom made saddle have been made for your horse, it is possible this will no longer fit the same horse when these changes occur in the future. Horses can dramatically change shape in the short span of 6 months which is the usual time it takes to construct and make a custom saddle. Many custom saddles are not adjustable or can only be changed to a slight degree with additional elements such as flocking.

To be sure that a custom made saddle is the only option for your horse, be sure your saddle fitter has considered all other options first that may possibly save you some money. An experienced saddle fitter will have many options for you before considering a custom made saddle.

Matching Saddle Accessories- Must haves or Myth?

Most saddle brands have a range of saddle accessories that compliment their range but do you need to have the same brand of accessories to match your new saddle?

The answer is yes and no. Many brands of horse saddles will have their own range of mounts and accessories that compliment their brand but will not necessarily make any difference to the function ability of the saddle. For instance, a Collegiate Saddle Brand will have stirrup leathers and girths branded but the leather material on the saddle is still a standard leather type which any standard stirrup leather will attach, lengthen or shorten and attach a stirrup iron for you to ride in.  But there always some exceptions to the rule. 

Colour is a major reason why you would accessorise your saddle with the same branded mounts. The colour brown comes in many shades and is often the hardest colour to match mounts to your saddle. If your saddle is brown it is a good idea to check out the mounts and accessories in that range as they will be produced using the same leather dye colour and process and you will know that they match perfectly.

Another reason to match your mounts is for warranty purposes. Some saddle brands such as Wintec, Bates Saddles and Arena Saddles insist on using mounts from their own ranges as they are made with the same materials that will not cause friction to the saddle. Using a different brand may void the warranty for wear. For instance, Bates Saddles come in a range that is made with a lux leather option. It is strongly advised that Bates Stirrup Leathers with Lux leather are used on Bates Saddles with this type of leather to avoid rubbing and marks on the flap of the saddle. Another example is the Wintec Saddles range. Wintec Saddles are designed with an equi-suede in both the smooth and pro version. Wintec stirrup leathers or Wintec Webbers come in both a standard and pro version which matches the saddle and avoids any rubbing or friction. 

To check out more types of horse saddle mounts and accessories, visit here for lots of options available. 

What are Stirrup Webbers?

Stirrup webbers are a more version of stirrup leathers. Webbers can be made from either synthetic materials or leather and are usually available in a variety of sizes for both kids and adults lengths. Webbers reduce the amount of leather under your leg making a more comfortable ride. The end of the webber has a loop which hooks onto the end of your stirrup bar and the length can be easily adjusted with a t-bar in the holes. The most common brands of stirrup webbers are Wintec Webbers and Bates Webbers. Bates stirrup webbers can be purchased with either the standard leather or a lux leather which is extra soft. Examples of some webbers can be found here 

Types of webbers

How Much Does a Decent Saddle Cost?

You have decided it’s time to upgrade your saddle but how much does a new saddle cost that is decent? The answer unfortunately is not simple.

First, we need to consider the term “decent” or how much does a “good” saddle cost? If you have ever heard the saying “one man’s rubbish is another man’s treasure” this could never be truer. The cost of a saddle is determined on one’s budget and although it may be not “decent” to one person, it may be the best quality saddle another can afford.

A decent saddle will rise in cost with added features such as adjustability, quality of materials and warranty.

So how much on average should a new saddle cost? New saddles will usually start from around $400 Aus. dollar which is a basic model. The more features you add such as adjustability with gullets, panel systems such as CAIR, opulence leather will increase the price. A decent saddle with adjustable features will cost around $1949 Aus. Dollar such as the Arena Saddles Model. These saddles are great value for money with all the features you need.

It is worth noting that although a second hand saddle may be a good bargain, an inexperienced buyer may miss crucial issues such as stitching, flocking issues or broken trees. A second hand saddle can never know the full history behind its past and will not come with a warranty. Most decent new saddles will come with some kind of warranty against tree breakage or craftmanship and you have that security buying brand new from reputable store that you are covered with purchase.  

What is a Monkey Grip on a Horse Saddle?

A monkey grip on a saddle is an attachment to the front of the saddle on the dee rings that allows the rider to hold on or grip usually in times of need or support.

Monkey grips are usually made of leather but can also be made of synthetic materials such as webbing with either a buckle end or clip ends. Clip ends on a monkey grip are more user friendly as they can clip on and off the saddle with ease but if you intend to keep your monkey grip on the saddle more often, a buckle end will do just fine. 

Ideally, the monkey grip should not be too long but just enough to reach from each side of the dee ring on the front of the horse saddle. Monkey grips can be used on all types of English style saddles. Monkey grips are not normally suitable for western saddles as the space between the sides is too long. Some stock saddles will also take monkey grips.

A monkey grip is a good addition to your saddle if you have a young or flighty horse that requires you to grab or hold on in tense times of riding. For peace of mind, a monkey grip is an inexpensive piece of horse equipment which may save you from a fall.  Check out these design of monkey grips below which are great prices.

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What is the purpose of a horse saddle?

The purpose of a horse saddle is to provide a secure and comfortable seat for the rider while also distributing their weight evenly over the horse’s back. A saddle helps the rider maintain balance and control while riding and can also protect the horse’s back from the weight and pressure of the rider. Additionally, a saddle can be used to attach various pieces of riding equipment, such as stirrups, reins, and breastplates. The design and construction of a saddle will depend on the type of riding being done, as well as the individual needs and preferences of the rider and horse. Overall, a properly fitted saddle is essential for safe and comfortable riding for both the horse and the rider.

What are the different types of horse saddles and how do they differ from each other?

There are several types of horse saddles, each designed for a specific purpose or riding style. Here are some of the most common types of horse saddles:

English saddle: This type of saddle is used in English riding disciplines such as dressage, show jumping, and eventing. English saddles are lightweight and have a flat seat with a low cantle and pommel. They are designed to allow the rider to sit close to the horse’s back and communicate with the horse through subtle cues.

Western saddle: This type of saddle is used in Western riding disciplines such as ranch riding, reining, and barrel racing. Western saddles are typically heavier and have a deep seat with a high cantle and pommel. They are designed to provide the rider with a secure seat and allow for more control over the horse.

Endurance saddle: This type of saddle is designed for long-distance trail riding and endurance racing. Endurance saddles are lightweight and have a padded seat and panels to help distribute the rider’s weight evenly. They also have large, comfortable stirrups and multiple attachment points for carrying gear.

Dressage saddle: This type of saddle is specifically designed for dressage riding, which emphasizes precise movements and advanced training. Dressage saddles have a deep, straight seat and long, straight flaps to allow the rider to maintain a close contact with the horse.

Jumping saddle: This type of saddle is used in show jumping and other jumping disciplines. Jumping saddles have a forward-cut flap and a shallow seat to allow the rider to easily move forward and out of the saddle during a jump.

All-purpose saddle: This type of saddle is designed to be versatile and suitable for a variety of riding disciplines. All-purpose saddles have a medium-deep seat and a moderate flap angle, making them a good choice for both jumping and flatwork.

Each type of saddle has its own unique features and design elements that make it well-suited for a particular riding style or purpose. It’s important to choose the right type of saddle for your specific needs in order to ensure comfort, safety, and optimal performance for both you and your horse.

How do you choose the right size saddle for a horse?

Choosing the right size saddle for a horse is important to ensure the horse’s comfort and well-being, as well as to ensure proper balance and control for the rider. Here are the general steps to follow when selecting a saddle size for a horse:

Determine the horse’s conformation: The shape and size of a horse’s back can vary significantly, so it’s important to assess the horse’s conformation before selecting a saddle. Look at the shape of the withers, the length of the back, and the width of the shoulders to get an idea of the size and shape of saddle that will fit best.

Measure the horse’s back: Using a flexible measuring tape or a piece of string, measure the horse’s back from the withers to the point of the hip. This measurement will give you an idea of the length of saddle that will be needed.

Consider the rider’s size and weight: The size and weight of the rider should also be taken into account when selecting a saddle size. A larger or heavier rider may require a larger saddle size to distribute their weight evenly over the horse’s back.

Try on different saddles: Once you have an idea of the horse’s size and shape, and the rider’s needs, try on different saddles to find the right fit. The saddle should sit evenly on the horse’s back, with no pressure points or gaps. The rider should be able to sit comfortably in the saddle with their legs in the correct position.

Check the fit with a professional: If you are unsure about the fit of a saddle, it’s always a good idea to consult with a professional, such as a saddle fitter or an experienced trainer. They can help you ensure that the saddle fits properly and is appropriate for the horse and rider’s needs.

Remember that selecting the right size saddle is crucial for the comfort and safety of both the horse and rider. Take the time to assess the horse’s needs, try on different saddles, and seek professional advice if needed to ensure a proper fit.

What materials are horse saddles made of?

Horse saddles can be made from a variety of materials, depending on the type of saddle, its intended use, and the personal preferences of the rider. Here are some of the most common materials used to make horse saddles:

Leather: Leather is a traditional material for making horse saddles, and is still widely used today. Leather saddles are durable and can last for many years with proper care. They are also comfortable for both the horse and rider, and can be molded to fit the horse’s back over time. Leather saddles can be made from various types of leather, including cowhide, buffalo, and elk, and can be treated with various oils and conditioners to maintain their quality and appearance.

Synthetic materials: Synthetic materials, such as nylon, neoprene, and biothane, are becoming increasingly popular for making horse saddles. These materials are lightweight, durable, and easy to clean, and can be less expensive than leather saddles. Synthetic saddles are also available in a variety of colors and designs, making them a good choice for riders who want a customized look.

Suede: Suede is a type of leather with a napped finish, giving it a soft, velvety texture. Suede is sometimes used to make saddle seats and pads, as it provides a comfortable grip for the rider.

Sheepskin: Sheepskin is a soft, fluffy material that is often used to line the underside of saddle pads and panels. Sheepskin helps to distribute pressure evenly over the horse’s back and can also wick away moisture to keep the horse cool and comfortable.

Synthetic fleece: Synthetic fleece is a common material used to line the underside of saddle pads and panels. Like sheepskin, synthetic fleece helps to distribute pressure evenly and can wick away moisture, but is often less expensive and easier to care for than real sheepskin.

Overall, the choice of saddle material will depend on the type of riding being done, the preferences of the rider, and the needs of the horse. Each material has its own unique benefits and drawbacks, so it’s important to choose the right material for your specific needs and budget.